Background Investigation Purpose

For use in official law enforcement duties or obligations by a federal, state or local law enforcement agency, or any officer, employee or agent of such agency.

For use by a financial institution or any officer, employee or agent of a financial institution in the course of investigating misconduct or negligence on the part of any officer, employee or agent of the financial institution as part of an institution's required risk control program or to detect or prevent actual or potential fraud.

For use by an insurance institution or any officer, employee or agency of an insurance institution as part of an insurance investigation into criminal activity, fraud or other investigations authorized under state law, regulations interpretations or order as part of an institution's required risk control program or to detect or prevent actual or potential fraud.

For use for any of the following purposes as they relate to consumer insurance, account administration, reporting, investigating, preventing fraud or material misrepresentation, processing insurance claims or as otherwise required or specifically permitted under federal or state law.

For use by a state-licensed Private Investigator or investigative firm to collect child support from a person adjudged to have been delinquent in his or her obligations by a federal or state court, so long as the investigator has been authorized by an order or judgment of a court of competent jurisdiction and is authorized to act on behalf of the person to whom the obligation is owed.

For use to protect against or prevent actual or potential fraud, unauthorized transactions, claims or other liability.

For use in required risk control programs.

For use in resolving customer disputes or inquiries.

For use by persons, or their representatives, holding a legal or beneficial interest relating to the consumer.

For use by persons acting with the consumer's consent in a fiduciary or representative capacity on behalf of the consumer.

For use in complying with federal, state or local laws, rules and other applicable legal requirements.

For use in complying with a properly authorized civil, criminal or regulatory investigation, subpoena or summons by federal, state or local authorities.

For any other use permitted nor restricted by law and which may reasonably be expected to be part of the course and scope of your business or profession or FOR USE FOR ANY NON-BUSINESS CLIENT.