Terms for User Agreement 

This agreement by and between: Selection Management and (User) and/or its designated agent(s) shall consist of the following understandings and conditions.

User agrees to:

1. Read and maintain on file the attached copies of the Fair Credit Reporting Act (FCRA) and Chapter nine of the Technical Assistance Manual (Title I) for theAmericans with Disabilities Act (ADA).
2. Accept responsibility for using information provided by Selection Management (Consumer Reports) in accordance with the Fair Credit Reporting Act (FCRA), Public Law 91-508 and the Americans with Disabilities Act (ADA 1990).
3. Be aware that some states have stricter "Human Rights" and ADA based statutes in force for employers. Compliance with these laws is the responsibility of the User.
4. Obtain a proper release and authorization from each job applicant.
5. Recognize that information is obtained and managed by fallible sources, and that for the fee charged, Selection Management cannot guarantee or insure the accuracy or the depth of information provided.
6. Assume responsibility for the final verification of the applicant’s identity.
7. The fact that Selection Management employees are not allowed to render any opinions regarding information contained in a consumer report. Hiring decisions or any actions must be based on User policies and procedures.
8. Give the applicant Selection Management telephone # and address if information provided in a consumer report is responsible for suspension or termination of the application process.
9. Use Name Link and Credit Link reports for employment purposes only.
10. Pay for services based on a statement system similar to ones used by telephone companies. Terms are NET 30 days. Accounts in arrears will assume a finance charge of 2% per month. If account goes to collection, user agrees to pay all expenses including legal fees.
11. Be aware that if an account remains inactive for twelve consecutive months, it will be closed.
12. Complete a Selection Management "Reseller Agreement" if intending to resell Selection Management products or services. If you resell products or services without a valid "Reseller Agreement" User account will be terminated. Resellers are not allowed access to Credit Link or Name Link products.

Selection Management agrees to:

1. Comply with all applicable laws in the preparation and transmission of reports as defined in 15 USC-1681 et seq, regulated by the Federal Trade Commission.
2. Follow reasonable quality assurance procedures to assure maximum possible accuracy of information.
3. Re-verify at no cost when a User makes the request by telephone or the subject makes a request in writing. Insight's response shall be made in writing and delivered in a timely manner.
4. Maintain consumer report information and transaction details for a minimum of two years. During an inquiry, the subject of the report has the right to learn the name of the User ordering information and has the right to be informed of the substance of the report ordered by the User when a written request is made to Selection Management.
5. Provide consumer information in compliance with the Fair Credit Reporting Act.
6. Maintain confidentiality of its data acquisition and verification methodology and Selection Management may, at its sole discretion, terminate service to any user.

Consumer Report User Agreement

Please read ADA & FCRA Information, the above Terms for User Agreement, complete the Service Agreement, and the New Account Setup Form, attach a check or provide credit card information as payment of the $50.00 set up fee, and mail or fax to Selection Management. You will be billed NET 15 days for Selection Management products and services. When your account is established, we will call you with your customer number and send you a copy of this agreement. If you are dissatisfied for any reason, notify Selection Management in writing within 30 days of the date you signed this agreement. Your account will be closed and your set up fee (less any charges for products and services ordered) will be refunded.

* When we receive your Service Agreement, we will establish your account. A Selection Management call you with your unique customer number and will help you get started, ordering and retrieving reports.